Anybody else had this happen? I moved to make a deposit via credit card in to my OANDA account last night. In the end of the trade, it states my deposit has been diminished, but it won't say why. However, the money is gone from my bank account. I understand it'll be reversed in a few days but....how can they take the amount from your account for a few days when the trade was declined?? Seems like an interest free loan that is illegal. At any rate, it is supremely annoying.